Archive for October, 2009

I filed bankruptcy 3yrs. ago and I have a credit score of 653 can I find a credit card that is not a rip off?

the credit card companys want to give me some rip of card deal and act like there doing me a favior. I did get the orchard bank card that seems like the best deal around for an unsecured credit card.

If your BK is 3-years old, you should have already done this.

Since you already have a Orchard bank card, if you have used it correctly and have a good pay history you should have no problem getting a decent card.

Try Washington Mutual, Capital One & H.S.B.C.

5 comments - What do you think?  Posted by admin - October 31, 2009 at 6:33 pm

Categories: Credit Card Rip Off   Tags:

How does the Fed cut on key interest rates affect my credit card interest rates?

When the Fed Reservce cuts rates, do I see any benefits on my credit card bills?

If your APR is based on a variable rate, then yes, you should see a reduction on your card interest rate.

You should check your card agreement that details how your rate is determined. If it is variable like I said, it will look something like 6% + PRIME for example. The prime rate moves with the Fed Funds rate and is typicall 3% higher, so it should move to 5.25% now from 6.00%.

3 comments - What do you think?  Posted by admin - at 6:33 pm

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question about telephone credit card scams?

i’ve had the same cell phone number for like 7 years and just recently i’ve been getting telemarketers calling me. some of them start their schpiel by asking if i currently carry a visa or mastercard. i tell them no and they hang up without another word. sounds like a scam to me.

anyways i suspect if i said yes, they would continue their script and eventually ask for my credit card number and info. my question is this:

if i gave them a fake credit card number, could i get in trouble in any way? like say if they have my phone # and possibly my address, would it come back to me or would they get in trouble for trying to use a fake credit card? i don’t think notifying any authorities would get any results, so i would rather try to scam the scammers!

obviously there’s also a miniscule chance that the number i make up is actually a valid number lol but then the expiration date and stuff most likely 1wouldn’t match so i don’t think that’s an issue. any suggestions or anything? thanks

you can go to http://www.donotcall.gov and have your number put on a five year do not call list from telemarketers and if they do call it could cost them $500.00 per call after you have put your name in, and yes it was scam. Never give out info unless they can give you all of your correct information.

3 comments - What do you think?  Posted by admin - at 6:33 pm

Categories: Credit Card Scams   Tags:

Does anyone know of good credit card to repair your credit?


I would try MBNA America. www.mbnaamerica.com or www.bankofamerica.com

3 comments - What do you think?  Posted by admin - at 6:33 pm

Categories: Credit Card Repair   Tags:

What is the best way to repair a bad credit score and bankrupt?

My fiance and I are working on trying to repair his credit. We will be married this fall. In the next 2 or 3 years we would like to buy a house. He has filed chapter 13 and 10. He was paying on them in the past and stopped. He wants to repair his credit so we will both have good scores to purchase a new house.
Where do we start? what do we need to do? About how long will it take?

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – creditreport.undonet.com

3 comments - What do you think?  Posted by admin - at 6:33 pm

Categories: Credit Repair Scores   Tags:

Credit Score Myths | VideoCreditScore.com – Lesson #4

Credit Scores Myths – VideoCreditScore.com offers free online video lessons and product reviews to consumers and credit counselors

Duration : 5 min 40 sec

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Be the first to comment - What do you think?  Posted by admin - at 10:26 am

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Monetize Credit Card Processing, Credit Card Machines

We monetize your merchant account for you to generate additional cash flow.
http://rheyynbriss.googlepages.com/welcometocapitalbankcard%21

Duration : 1 min 18 sec

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Be the first to comment - What do you think?  Posted by admin - at 10:26 am

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The Debt Free Life-Pay Off Any Credit Card

The truth about credit cards. The pros and cons

Duration : 1 min 29 sec

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Be the first to comment - What do you think?  Posted by admin - at 10:26 am

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Repair Your Credit Now

Find out how to repair your credit now and change the way you live your life.

Duration : 1 min 14 sec

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Be the first to comment - What do you think?  Posted by admin - at 10:26 am

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Episode 83 – 3.99% mortgage rate & new puppies

http://www.firsthomeinfo.ca WOW, mortgage interest rates just keep dropping. Just make sure you understand that these prices won't stay around for long. Our special guest(s) today, 10 baby puppies only one day old! Distributed by Tubemogul.

Duration : 2 min 41 sec

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Be the first to comment - What do you think?  Posted by admin - at 10:26 am

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