Archive for January, 2010

No Rip Off Day

Aussie takes to the streets to protest against high interest rate rip off credit cards.

Duration : 0:2:9

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Be the first to comment - What do you think?  Posted by admin - January 31, 2010 at 6:45 pm

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Get Your Low Interest Rate Credit Card Today !

http://www.LowInterestCreditCard.biz

Take control of your financial future now. You can save a heck of a lot of money just by transferring the balance of a high interest rate credit card to a low one. The savings can amount to hundreds, and in some cases, thousands of dollars of interest each month. It´s a no brainer. Transfer your balances and don´t accept high rate cards !

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Be the first to comment - What do you think?  Posted by admin - at 6:45 pm

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Prevent Credit Card Fraud

This video will show u how one can make out ur credit card no. merely through ur ATM transaction record and how to prevent this type of credit card fraud.

Duration : 0:3:11

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Be the first to comment - What do you think?  Posted by admin - at 6:45 pm

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Easy Credit Repair 750 Credit Repair Introductory Podcast

This is an introductory Podcast for Easy Credit Repair 750. In this episode we define the word credit and get you on your way to repairing your credit with chapter 1, credit repair.

Duration : 0:5:32

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Credit Repair, Credit Score Repair (215) 717-7008

Credit Repair and Credit Score Repair. www.CreditJusticeServices.org is a Credit Repair Company. Our typical credit repair client increases his or her Credit Score by 50 – 100 points in 75 days. Credit Repair may help you because your Credit Score like 79% of Americans’ probably has errors. Credit repair can help you save thousands of dollars each year in high interest payments. Credit Repair works. If you know someone who needs help we will happily pay you a 40% referral fee. Our Credit Repair program is easy. Credit Repair, Credit Repair Companies, Credit Repair Businesses, Credit Repair, Credit Repair, Credit Repair. 75 Day Credit Score Makeover, FICO, Credit Bureau, Credit Restoration,

Duration : 0:6:58

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7 comments - What do you think?  Posted by admin - at 6:45 pm

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Are there any good honest credit card companies?

I know it’s probably an oxymoron but are there any credit card companies that don’t try to rip people off?

My mom got ripped off by Chase credit card company. A check scam!

I have Citibank and I’m pleased with them.

The thing is, every credit card company is after 1 thing, money! They aren’t going to do anything illegal and try to scam you but, if they have an opportunity to screw you with the fine print believe me they will. However a lot of time if you call them and in a nice manor explain the situation they will do a lot to help you because they know how irresponsible people are with credit and they want to keep your business. I’ve had a ton of cards here’s all of the cards i’ve had. Discover, American Express, Chase, Citi, Barclays, HSBC, and Juniper. My favorites have been the Discover More card and American Express. I had a situation with American express where there was a charge on my card for an amusement park in December when the amusement park isn’t even open then! I disputed it. They investigated the situation and refunded my money! So, every since then i’ve been a big fan of them. Check out http://www.ridiculouscredit.com There’s a lot of good information on there as well as information on good cards with good 0% introductory rates!

6 comments - What do you think?  Posted by admin - at 4:54 pm

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does you credit card interest rates change if you move to another state?


No, your rates won’t change because you moved to another state. The Terms and Conditions of your account that they sent you when you opened it will list the things that can affect your rates.

3 comments - What do you think?  Posted by admin - at 4:53 pm

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want to work from home with no money and/or credit card, is it possible or are all scams?

would like to do online surveys for money only and/or mystery shopping online, must not require upfront money or credit card. Is it possible?

YES and YES! As far as Mystery Shopping Sites, prospective shoppers should never need to pay a fee to become a mystery shopper. If a shopper receives an email or visits a Web site that requests a fee, disregard it. The Mystery Shopping Providers Association (MSPA), the largest professional trade association dedicated to improving service quality through the use of mystery shoppers, advises the public to disregard letters or classified ads that promise fast cash and free gifts by performing mystery shopping and service evaluations.

2 comments - What do you think?  Posted by admin - at 4:53 pm

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Which is better, a secured credit card or an unsecured card with excessive fees?

I am trying to repair credit. I have enough money to establish a secure credit card without impacting my budget too much. I can also qualify (barely) for an unsecured card with excessive fees (billed to my available credit upon issue). So, I guess my question is…is there any difference in credit reporting between the two options? This will help me decide which route to go. I plan to use the card incidentally, only to show usage and increase my credit score.

I work in the credit card industry as a credit analyst manually reviewing applications for credit and credit line increases, and combined with my own personal experiences, I can tell you firsthand that the best option would be a secured card, hands down. The reason why is that with a secured card, you have a chance at getting the deposit back at some point in time, so really you don’t lose anything, as opposed to paying fees upfront that you’ll never see again. Plus, you can do a lot more with the deposit, such as adding to it to increase the limit, which helps your score, and start up an emergency fund once the card converts to a regular card and the deposit’s given back since it wouldn’t be needed anymore.

Also, major banks like Bank of America, USBank, Wells Fargo, HSBC, offer secured cards and they are more reputable than those unsecured fee-heavy cards.

I posted several links to some secured cards that I feel will help you the most

3 comments - What do you think?  Posted by admin - at 4:53 pm

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How can you repair your credit score after going through a chapter 7 bankruptcy?


I went through chapter 13, but repairing credit histories is about the same.

I’ve bookmarked this site…

http://debt.123thebest.info/credit_card.html

Hope that helps.

6 comments - What do you think?  Posted by admin - at 4:53 pm

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