Credit Card Scams

Comments

Posts

Merchant Account Mobile: Top Credit Card Processing Compani

http://www.YourCCSolution.com Want complete solutions for merchant account – mobile? Since Merchant Warehouses founding, hundreds of competitors have come and gone. Every customer is treated with respect by our large in-house sales and support staff. We provide honest solutions for credit card processing companies – call 888.892.0929 now!

Duration : 2 min 5 sec

Technorati Tags: credit

Be the first to comment - What do you think? Posted by admin - September 6, 2010 at 12:23 pm

Categories: Credit Card Scams Tags: credit

How and why is my credit card affected when I open and close a credit card?

I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

Your credit score is based on history. If you open an account, your score will temporarily go down. It will eventually recover from that.

Closing an account is a slightly different matter. Depending on how much total credit you have (add up the limits on all of your accounts), closing an account can cause your score to go down if it significantly reduces your total credit. From that standpoint, leaving the card active with a zero balance would help your score.

However having an account open can create another avenue for potential fraud. I, personally, close accounts I don’t use for that reason. Many card companies will also close an account automatically after a period of inactivity; 3 years is common.

There are a lot of things that can make your score vary a few points. Honestly, don’t worry about your score that much. Use credit responsibly, NEVER be late on a payment and pay it off every month. Your score will take care of itself.

Related Blogs

3 comments - What do you think? Posted by admin - at 5:58 am

Categories: Credit Card Scams Tags:

Hypercom t7plus – Credit Card Machine – Merchant Warehouse

http://www.YourCCSolution.com Want complete solutions for Hypercom? Merchant Warehouse customers are treated with respect by our large in-house sales and support staff. Weve won awards for providing high tech solutions for credit card payments online at low cost. Innovative Hypercom t7plus products are available at low cost. Call 888.892.0929 today!

Duration : 1 min 12 sec

Technorati Tags: credit

Be the first to comment - What do you think? Posted by admin - September 4, 2010 at 10:37 pm

Categories: Credit Card Scams Tags: credit

What credit card company processes transactions quickly into the system?

When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks

It depends more on who the merchant uses to process the credit cards than the actual credit card company. Most credit card transactions are processed thru third party processors. While debit card transactions go directly to the bank.

Related Blogs

3 comments - What do you think? Posted by admin - September 3, 2010 at 6:57 am

Categories: Credit Card Scams Tags:

How is a credit card considered a written contract instead of an open account?

I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open account but a written contract account which has a SOL of 6 years. He says this because the collection agency produced a piece of paper that I signed when I opened the account (basically it’s the credit card application). I researched on my own and most information that I found says that credit cards are always open accounts. I did find one place (Wiki Answers) where someone said that credit cards could be written contracts. Is my attorney wrong or can this indeed be a written contract in some way. I really need to know before I go to court. Please give me some type of solid backup to your answer and not just your opinion.

Sorry I can’t give you a definite answer, but if the Alabama courts have found credit cards to be a form of a written contract, then article 2 of the UCC would be irrelevant. I’ve found anecdotal evidence to suggest this is the case, but nothing firm. I did find examples of other cases in other states where the courts ruling seemed contraindicative of the UCC, and was based partly on UCC limitations – meaning it looks like there definitely is a chance (depending on EXACTLY what was included in that signed piece of paper the collection agency produced) that your credit card account qualifies as a written contract.

If you’re unsure, you could try contacting another attorney from Legal Aid for a free second opinion, although I doubt your attorney would give such seriously erroneous information. I know that there legal fees are ginormous, but why not ask him to spell it out to you, show you previous cases where this ruling was upheld, etc.

Related Blogs

2 comments - What do you think? Posted by admin - August 31, 2010 at 4:55 pm

Categories: Credit Card Scams Tags:

Hack Credit Card Numbers to get Fast and Easy Money!!! 100% Legit

gears of war 2 2 resistance 2 need for speed undercover mortal kombat DC Universe Little big Category: Howto & Style Category: Gaming

Download here: http://quickretrieve.com/sidalee91234/Money

TAGS /!\
Microsoft, Internet Explorer, Windows and the Windows/ IE logo are either registered trademarks or trademarks of Microsoft Corporation in the United States and/or other

countries.
Microsoft Corporation in no way endorses or is affiliated with
All other products mentioned are registered trademarks and/or trademarks of their respective companies.
Diagnose computer issues, Disable Spyware from Auto Restarting. Boot Up Faster. Increase Systems Performance by gaining back resourcesMicrosoft, windows, hack,

trick,network, repair, troubleshoot
Make your computer Faster.
Using MSCONFIG to speed up your PC. Make your computer load faster. Diagnose computer issues, Disable Spyware from Auto Restarting. Boot Up Faster. Increase

Systems Performance by gaining back resources
How to make "Start Menu" …

Duration : 36 sec

Technorati Tags: HACK

Be the first to comment - What do you think? Posted by admin - August 29, 2010 at 3:05 am

Categories: Credit Card Scams Tags: HACK

What is the ideal credit card for a college student to get?

I am looking to get a credit card basically for emergency purposes (mostly for those unexpected car repairs) and christmas time when I don’t have the money for gifts (I have a large family). What would be the ideal credit card for me to get? I have2 store credit cards, which are always paid off before I even recieve the bill, and an excellent credit score due to those cards, and student loans. I am looking for a card that doesnt have an annual fee, any suggestions?

But it really depends on what you are looking for. Do you want a good rewards program, frequent flier miles, a low APR, etc.? These are things you should consider, and make sure you don’t get one with an annual fee. Even if you are just starting out, there are plenty of companies out there willing to give credit without charging you a yearly fee.
—————————————–

http://www.bestcreditrates.net

7 comments - What do you think? Posted by admin - at 2:20 am

Categories: Credit Card Scams Tags:

Jennifer Aniston Says Credit Card Scam Suspect ‘Not Cool’-Says Bill O’Reilly’s Statement is “unfair”

CNN.com article:
Federal agents: Celebrity ‘skin artist’ was a scam artist
By Alan Duke, CNN
August 18, 2010 8:18 p.m. EDT

Actress Liv Tyler suffered $214,000 in fraudulent charges, authorities said.

Los Angeles, California (CNN) — The woman who Jennifer Aniston, Cher, Melanie Griffith and other stars have trusted with their skin allegedly couldn’t be trusted with their credit cards, according to federal authorities.
Federal agents arrested Beverly Hills spa owner Gabriella Perez on charges of using her celebrity clients’ credit card information to make fraudulent purchases totaling at least $280,000, according to the U.S. Attorney’s office in Los Angeles.
Perez, who described herself as a “skin artist” on her business website, was arrested without incident Wednesday afternoon, the prosecutor’s office said.
Chez Gabriela Studio is “the temple of beauty” for Beverly Hills, its website said.
“Gabriela is my favorite kicking facialist,” the website quoted Cher saying. “She is the Michelangelo of skin care!”
The criminal complaint named actress Liv Tyler as a major victim, with $214,000 in allegedly fraudulent charges made by Perez on her American Express card last year.
High-end jewelry designer Loree Rodkin was the first client to alert federal investigators, the complaint said.
The complaint alleges Perez “fraudulently charged numerous times on her (Rodkin’s) Visa credit card from the studio.”
When Rodkin’s lawyer tried to resolve the charges with Perez, she allegedly offered her $25,000 in services in exchange for the $68,000 in allegedly fraudulent charges, the complaint said.
The list of victims, based on information given to investigators by Rodkin’s lawyer, included Cher, Aniston, Tyler, Griffith, Anne Hathaway and Scott Speedman, the complaint said.
The spa’s website says its celebrity clientele also includes Halle Berry, Penelope Cruz, Amber Valletta and Mia Wasikowska.

Video from ABC’s Good Morning America

Duration : 0:5:23

10 comments - What do you think? Posted by admin - August 27, 2010 at 10:51 am

Categories: Credit Card Scams Tags: Amber, Aniston, Anne, Bank, Berry, bill, celebrity, Cher, Chez, Cruz, donor, fertility, Gabriela, Griffith, Halle, Hathaway, id, identity, Jen, Jennifer, Liv, Melanie, MIA, mom, moms, O'Reilly, Penelope, scott, single, Speedman, sperm, theft, treatment, tyler, Valletta, Wasikowska

How can I get my credit card company to report account information?

I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

They only report every 6 months. Some do it sooner, but that’s rare.

4 comments - What do you think? Posted by admin - August 26, 2010 at 6:49 am

Categories: Credit Card Scams Tags:

Police Probe Credit Card Theft

Several Baltimore County residents have come forward to say they are victims of credit card fraud, according to 11 News reporter Kim Dacey.

Duration : 0:2:13

Technorati Tags: card, credit, fraud, qdoba, Restaurant

Be the first to comment - What do you think? Posted by admin - August 25, 2010 at 9:18 pm

Categories: Credit Card Scams Tags: card, credit, fraud, qdoba, Restaurant